PRUPersonal Accident
Different packages are available to suit various ages and occupations.
Get protection at the comfort of your home
Choose the best package for you
Select from the coverage options available for you
Product features
Payment term
One-time payment for 12 months coverage.
Duration of coverage
Coverage period is 12 months from Coverage Start Date with the option to renew for continued coverage until age 72.
Plan benefits
Choose among these packages and take advantage of its benefits:
PRUPersonal Accident - Basic Package Benefits*
|
Benefit |
PACKAGE 1 |
PACKAGE 2 |
|
Accidental Death and Disablement/Dismemberment (ADD) Benefit** |
Php 50,000 |
Php 300,000 |
|
Accidental Total and Permanent Disability Benefit |
Php 50,000 |
Php 300,000 |
|
Murder Benefit |
Php 25,000 |
Php 150,000 |
|
Renewal Bonus Benefit |
5% of ADD |
5% of ADD |
|
Burial Benefit |
Php 5,000 |
Php 5,000 |
*The packages that may be selected will depend on the Policyowner/Life Assured’s occupation declared at application.
**The applicable percentage of the ADD Benefit will be paid according to the Schedule of Coverage indicated in the Policy Contract. The range is from 1% to 100% of the ADD Benefit amount.
PRUPersonal Accident - Full Package Benefits*
|
Benefit |
PACKAGE 1 |
PACKAGE 2 |
|
Accidental Death and Disablement/Dismemberment (ADD) Benefit** |
Php 50,000 |
Php 300,000 |
|
Accidental Total and Permanent Disability Benefit |
Php 50,000 |
Php 300,000 |
|
Murder Benefit |
Php 25,000 |
Php 150,000 |
|
Renewal Bonus Benefit |
5% of ADD |
5% of ADD |
|
Burial Benefit |
Php 5,000 |
Php 5,000 |
|
Accidental Medical Expense Reimbursement Benefit |
Php 5,000 |
Php 30,000 |
|
Hospital Income Benefit |
Php 250 |
Php 1,000 |
*The packages that may be selected will depend on the Policyowner/Life Assured’s occupation declared at application.
**The applicable percentage of the ADD Benefit will be paid according to the Schedule of Coverage indicated in the Policy Contract. The range is from 1% to 100% of the ADD Benefit amount.
Learn more about the product
Eligibility Requirements
The Life Assured must meet the following requirements:
-
Must be 18 to 65 years old at the time of application.
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Must also be the Policyowner.
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Must be a Filipino citizen residing in the Philippines at the time of application.
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Must have a fully verified GCash account under their name.
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Must:
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be in good health;
-
have no physical or medical impairment;
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not have, in the last five (5) years, consulted, nor been examined or treated for more than two (2) weeks by a doctor for any disease or injury, and not have undergone any medical diagnostic test or procedure, other than for routine pre-employment purposes; and
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not have been confined in a hospital for any length of time or had any surgical procedure.
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Important Considerations
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Coverage Exclusions and Limitations - This plan has other conditions and exclusions that may affect the payment of the insurance proceeds. You may refer to the Product Terms and Conditions for the full details.
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Free-look Period - You will be given a period of fifteen (15) days from your Policy Receipt Date to review your Policy. This is called the Free Look Period. If you decide that this Policy is not suitable to your needs and wish to cancel it, you must immediately notify us through the My Insurance tab under GInsure within the Gcash app within the Free Look Period. Pru Life UK will refund the premium you paid in full upon completion of the processing of your cancellation request.
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Other Things to Remember - PRUPersonal Accident is available through various product distribution channels of Pru Life UK. The policy premium, inclusive of cost of distribution or platform fees, will be the same whether you purchase on PRUShoppe, other digital channels, or through a licensed Pru Life UK insurance agent. Should you need a higher coverage not in the online packages, our insurance agents can provide assistance and guide you in your journey.